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Saldo e stralcio del 60% con Banca Ifis

Un nostro cliente, che per motivi di privacy indicheremo solamente con le iniziali (B.R.), ci ha contatto dopo aver ricevuto un atto di precetto e un atto di pignoramento da parte di Banca Ifis, per una posizione risalente a molti anni fa.

Il sig. B.R., in particolare, riceve in data 03/05/2022 atto di precetto per la somma complessiva di €. 58.750,00.

Il nostro cliente, dovendo già affrontare altre situazioni debitorie complesse, tra cui un pignoramento immobiliare, non poteva far fronte ad una simile cifra e chiedeva pertanto il nostro aiuto.

La vicenda del nostro cliente

L’atto di precetto prima, e il pignoramento subito dopo, in realtà non erano dovuti ad una situazione di indebitamento del sig. B.R., poiché questo debito non era stato contratto da lui personalmente. Il nostro cliente, infatti, come spesso accade, aveva molti anni prima firmato una fideiussione, ovvero aveva prestato garanzia personale, per un’altra persona.

Quest’ultima, senza peraltro comunicare mai nulla al sig. B.R., non aveva più pagato il finanziamento con la conseguenza che ha poi portato Banca Ifis ad agire esecutivamente verso il nostro cliente.

La soluzione: il saldo e stralcio

Il sig. B.R. dopo aver letto le nostre recensioni decise di contattarci raccontandoci la sua storia e la sua situazione personale.

Lo staff di Debit Consulting ha preso subito in mano la situazione, sfruttando a proprio vantaggio il pignoramento immobiliare che il sig. B.R. stava già affrontando, ed iniziando immediatamente una trattativa con Banca Ifis.

Il consulente della Debit Consulting, che ha seguito personalmente il sig. B.R. per tutta la durata della trattativa, è riuscito subito a risalire al gestore interno di Banca Ifis che aveva in mano la pratica del nostro cliente, ed ha immediatamente imbastito una trattativa.

Nel giro di 30 giorni, e dopo aver inviato 3 proposte transattive, si è quindi giunti al raggiungimento dell’accordo.

Banca Ifis ha accettato di chiudere alla somma complessiva di €. 24.000,00, risultato eccezionale se si considera che tale somma è stata ulteriormente dilazionata in 43 rate.

Comments (4)

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    • 02 Novembre 2023 at 01:33
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    • 21 Gennaio 2024 at 02:38
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    Dear debitconsulting.it Administrator. my name’s Eric and for just a second, imagine this…

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    - There they go.

    This isn’t really your fault – it happens a LOT – studies show 7 out of 10 visitors to any site disappear without leaving a trace.

    But you CAN fix that.

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La società Debit Consulting S.r.l., nell'erogare i propri servizi, si riserva di valutare in via preliminare la fattibilità della pratica, con particolare riferimento alla capacità patrimoniale del cliente. Tale prestazione è da intendersi quale obbligazione di mezzi e non di risultato, rimanendo conseguentemente esclusa la garanzia di raggiungimento del risultato trattandosi, in particolare, di prestazione di carattere intellettuale. Il cliente è inoltre informato che nel caso di definizione a saldo e stralcio del debito affidato alla presente società, egli sarà segnalato a sofferenza presso la Centrale Rischi dell'ente creditore, le cui informazioni sono sempre consultabili dagli intermediari finanziari per il periodo relativo agli ultimi trentasei mesi, mentre senza alcun limite per il soggetto segnalato.

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